Terms of Use

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Please read this page carefully. It explains how MorgageCalculator handles information and the conditions that apply when you use our website.

Acceptance of These Terms

By accessing or using MorgageCalculator, you agree to these Terms of Use. If you do not agree, do not use the website.

Educational Estimates Only

Our calculators, articles, and other content are provided for general educational and informational purposes. Calculator results are estimates, not quotes, offers, approvals, financial advice, legal advice, tax advice, or lending decisions.

Interest rates, taxes, insurance, fees, loan limits, eligibility requirements, and actual payments vary by lender, location, credit profile, and market conditions. Confirm important information with a licensed mortgage professional, financial advisor, tax professional, or attorney as appropriate.

No Lending Relationship

MorgageCalculator is not a lender, mortgage broker, loan originator, or financial advisor. We do not make loans, issue pre-approvals, or guarantee financing. Using this site does not create a client, advisory, fiduciary, or lending relationship.

Permitted Use

You may use the website for personal, non-commercial purposes. You may not interfere with the website, attempt to gain unauthorized access, use automated tools to excessively scrape the site, or reproduce, distribute, or exploit site content without prior written permission, except as allowed by applicable law.

Intellectual Property

The website design, calculator functionality, text, graphics, and branding are owned by or licensed to MorgageCalculator and are protected by applicable intellectual property laws. “MorgageCalculator” and related branding may not be used in a way that suggests endorsement or affiliation without permission.

Third-Party Links

We may link to third-party websites for convenience. We do not control, endorse, or accept responsibility for their content, products, services, or privacy practices.

Disclaimer and Limitation of Liability

The website is provided “as is” and “as available” without warranties of any kind, express or implied. To the fullest extent permitted by law, MorgageCalculator is not liable for losses or damages arising from your use of, or reliance on, the website or its calculator results.

Changes and Contact

We may update these Terms of Use at any time. Continued use after an update means you accept the revised terms. For questions, contact hello@morgagecalculator.us.